{"version":"https://jsonfeed.org/version/1","title":"Rubin Financial Group LLC","home_page_url":"https://rubinfinancialgroup.com","description":"Rubin Financial Group LLC","author":{"name":"Rubin Financial Group LLC"},"items":[{"id":"https://rubinfinancialgroup.com/blog/f/gofundme-is-not-an-insurance-policy","html_content":"

No family should be forced to depend on donations during the worst moment of their lives.

","url":"https://rubinfinancialgroup.com/blog/f/gofundme-is-not-an-insurance-policy","title":"GoFundMe Is Not an Insurance Policy","summary":"No family should be forced to depend on donations during the worst moment of their lives.","date_modified":"2026-07-19T19:43:57Z"},{"id":"https://rubinfinancialgroup.com/blog/f/protection-flexibility-and-long-term-potential","html_content":"

Indexed Universal Life insurance, commonly known as IUL, continues to receive attention from individuals and families looking for life insurance protection combined with long-term financial flexibility.

","url":"https://rubinfinancialgroup.com/blog/f/protection-flexibility-and-long-term-potential","title":"Protection, Flexibility, and Long-Term Potential","summary":"Indexed Universal Life insurance, commonly known as IUL, continues to receive attention from individuals and families looking for life insurance protection combined with long-term financial flexibility.","date_modified":"2026-07-17T02:37:45Z"},{"id":"https://rubinfinancialgroup.com/blog/f/we-believe-people-deserve-more-than-a-sales-pitch","html_content":"

At Rubin Financial Group, we believe people deserve more than a sales pitch. They deserve someone willing to listen, ask meaningful questions, and understand what they truly want and need.

","url":"https://rubinfinancialgroup.com/blog/f/we-believe-people-deserve-more-than-a-sales-pitch","title":"We believe people deserve more than a sales pitch.","summary":"At Rubin Financial Group, we believe people deserve more than a sales pitch. They deserve someone willing to listen, ask meaningful questions, and understand what they truly want and need.","date_modified":"2026-07-15T12:48:40Z"},{"id":"https://rubinfinancialgroup.com/blog/f/do-not-postpone-a-long-term-care-conversation","html_content":"

Long-term care planning is one of the easiest financial conversations to postpone—but it can become one of the most expensive and emotionally difficult issues a family faces. A recent Kiplinger article discusses how a M...

","url":"https://rubinfinancialgroup.com/blog/f/do-not-postpone-a-long-term-care-conversation","title":"DO NOT POSTPONE A LONG TERM CARE CONVERSATION","summary":"Long-term care planning is one of the easiest financial conversations to postpone—but it can become one of the most expensive and emotionally difficult issues a family faces. A recent Kiplinger article discusses how a M...","date_modified":"2026-07-14T22:00:00Z"},{"id":"https://rubinfinancialgroup.com/blog/f/indexed-universal-life-insurance-understand-the-details","html_content":"

Indexed Universal Life Insurance: Understand the Details Before You Decide

","url":"https://rubinfinancialgroup.com/blog/f/indexed-universal-life-insurance-understand-the-details","title":"Indexed Universal Life Insurance: Understand the Details","summary":"Indexed Universal Life Insurance: Understand the Details Before You Decide","date_modified":"2026-07-14T15:50:26Z"},{"id":"https://rubinfinancialgroup.com/blog/f/financial-wellness","html_content":"

Financial wellness often begins with one basic question: Is more money going out than coming in?

","url":"https://rubinfinancialgroup.com/blog/f/financial-wellness","title":" Financial Wellness","summary":"Financial wellness often begins with one basic question: Is more money going out than coming in?","date_modified":"2026-07-13T21:00:23Z"},{"id":"https://rubinfinancialgroup.com/blog/f/survivor-tax-planning","html_content":"

Many couples build their retirement strategy around two people—but never fully consider what the financial picture may look like after one spouse passes away.

","url":"https://rubinfinancialgroup.com/blog/f/survivor-tax-planning","title":"SURVIVOR TAX PLANNING","summary":"Many couples build their retirement strategy around two people—but never fully consider what the financial picture may look like after one spouse passes away.","date_modified":"2026-07-13T20:39:01Z"},{"id":"https://rubinfinancialgroup.com/blog/f/estate-planning-is-a-necessity-not-a-luxury","html_content":"

Estate planning is not only about who receives your assets someday. It is also about who can make decisions for you if you cannot make them yourself. This is especially important for adults without children or close fami...

","url":"https://rubinfinancialgroup.com/blog/f/estate-planning-is-a-necessity-not-a-luxury","title":"ESTATE PLANNING IS A NECESSITY NOT A LUXURY","summary":"Estate planning is not only about who receives your assets someday. It is also about who can make decisions for you if you cannot make them yourself. This is especially important for adults without children or close fami...","date_modified":"2026-07-13T00:29:23Z"},{"id":"https://rubinfinancialgroup.com/blog/f/are-you-retiring-soon-and-need-income","html_content":"

One retirement risk people often underestimate is longevity risk: the possibility of living longer than your money lasts.

","url":"https://rubinfinancialgroup.com/blog/f/are-you-retiring-soon-and-need-income","title":"Are You Retiring Soon and Need Income?","summary":"One retirement risk people often underestimate is longevity risk: the possibility of living longer than your money lasts.","date_modified":"2026-07-13T00:22:18Z"},{"id":"https://rubinfinancialgroup.com/blog/f/the-4%25-rule-for-retirement-withdrawals-gets-an-upgrade","html_content":"

The “4% rule” is one of the most common retirement rules of thumb, but retirement income planning is rarely that simple.

","url":"https://rubinfinancialgroup.com/blog/f/the-4%25-rule-for-retirement-withdrawals-gets-an-upgrade","title":"The 4% Rule for Retirement Withdrawals Gets an Upgrade","summary":"The “4% rule” is one of the most common retirement rules of thumb, but retirement income planning is rarely that simple.","date_modified":"2026-07-13T00:19:11Z"},{"id":"https://rubinfinancialgroup.com/blog/f/the-four-risks-to-retirement-security","html_content":"

A strong retirement plan should look at several risks at the same time: market volatility, inflation, longevity, health care costs, spending habits, and whether income sources are reliable enough to support your lifestyl...

","url":"https://rubinfinancialgroup.com/blog/f/the-four-risks-to-retirement-security","title":"The Four Risks to Retirement Security","summary":"A strong retirement plan should look at several risks at the same time: market volatility, inflation, longevity, health care costs, spending habits, and whether income sources are reliable enough to support your lifestyl...","date_modified":"2026-07-12T23:49:25Z"},{"id":"https://rubinfinancialgroup.com/blog/f/financial-wellness-starts-with-a-plan-you-can-actually-use","html_content":"

A good financial plan does not have to be complicated. It should help you understand your income, expenses, debt, emergency savings, insurance, retirement goals, and long-term priorities.

","url":"https://rubinfinancialgroup.com/blog/f/financial-wellness-starts-with-a-plan-you-can-actually-use","title":"Financial wellness starts with a plan you can actually use.","summary":"A good financial plan does not have to be complicated. It should help you understand your income, expenses, debt, emergency savings, insurance, retirement goals, and long-term priorities.","date_modified":"2026-07-12T23:46:38Z"},{"id":"https://rubinfinancialgroup.com/blog/f/june-is-a-smart-time-for-a-midyear-financial-checkup","html_content":"

June is a smart time for a midyear financial checkup.

","url":"https://rubinfinancialgroup.com/blog/f/june-is-a-smart-time-for-a-midyear-financial-checkup","title":"June is a smart time for a midyear financial checkup","summary":"June is a smart time for a midyear financial checkup.","date_modified":"2026-07-12T23:41:24Z"},{"id":"https://rubinfinancialgroup.com/blog/f/estate-planning-is-not-just-about-what-happens-after-you-die","html_content":"

A strong estate plan starts with the financial decisions you make while you are living. Before focusing only on documents, it helps to review the foundation underneath the plan.

","url":"https://rubinfinancialgroup.com/blog/f/estate-planning-is-not-just-about-what-happens-after-you-die","title":"Estate planning is not just about what happens after you die","summary":"A strong estate plan starts with the financial decisions you make while you are living. Before focusing only on documents, it helps to review the foundation underneath the plan.","date_modified":"2026-07-12T23:34:52Z"},{"id":"https://rubinfinancialgroup.com/blog/f/these-life-insurance-policies-are-booming","html_content":"

Indexed Universal Life insurance, often called IUL, is getting more attention right now.

","url":"https://rubinfinancialgroup.com/blog/f/these-life-insurance-policies-are-booming","title":"These life-insurance policies are booming","summary":"Indexed Universal Life insurance, often called IUL, is getting more attention right now.","date_modified":"2026-07-12T23:31:00Z"},{"id":"https://rubinfinancialgroup.com/blog/f/asset-allocation","html_content":"

Asset allocation answers the question: “What do I own?”

","url":"https://rubinfinancialgroup.com/blog/f/asset-allocation","title":"Asset Allocation","summary":"Asset allocation answers the question: “What do I own?”","date_modified":"2026-07-12T23:27:42Z"},{"id":"https://rubinfinancialgroup.com/blog/f/your-credit-report-is-not-just-paperwork","html_content":"

Your credit report is not just paperwork. It can affect whether you qualify for credit, the terms you are offered, and how confidently you can make major financial decisions.

","url":"https://rubinfinancialgroup.com/blog/f/your-credit-report-is-not-just-paperwork","title":"Your credit report is not just paperwork. ","summary":"Your credit report is not just paperwork. It can affect whether you qualify for credit, the terms you are offered, and how confidently you can make major financial decisions.","date_modified":"2026-07-12T23:18:11Z"},{"id":"https://rubinfinancialgroup.com/blog/f/financial-scams-are-not-limited-to-one-age-group","html_content":"

Financial scams are not limited to one age group, income level, or type of account. They evolve quickly, and the best defense is staying alert before pressure, urgency, or confusion take over.

","url":"https://rubinfinancialgroup.com/blog/f/financial-scams-are-not-limited-to-one-age-group","title":"Financial scams are not limited to one age group","summary":"Financial scams are not limited to one age group, income level, or type of account. They evolve quickly, and the best defense is staying alert before pressure, urgency, or confusion take over.","date_modified":"2026-07-12T23:16:38Z"},{"id":"https://rubinfinancialgroup.com/blog/f/dollar-cost-averaging-is-a-simple-investing-concept","html_content":"

Dollar-cost averaging is a simple investing concept, but it is often misunderstood. The basic idea is investing equal amounts at regular intervals, regardless of what the market is doing.

","url":"https://rubinfinancialgroup.com/blog/f/dollar-cost-averaging-is-a-simple-investing-concept","title":"Dollar-cost averaging is a simple investing concept","summary":"Dollar-cost averaging is a simple investing concept, but it is often misunderstood. The basic idea is investing equal amounts at regular intervals, regardless of what the market is doing.","date_modified":"2026-07-12T23:12:12Z"},{"id":"https://rubinfinancialgroup.com/blog/f/should-i-buy-term-or-whole-life-insurance","html_content":"

One of the oldest debates in the life insurance world is whether someone should purchase term insurance or permanent insurance.

","url":"https://rubinfinancialgroup.com/blog/f/should-i-buy-term-or-whole-life-insurance","title":"SHOULD I BUY TERM OR WHOLE LIFE INSURANCE?","summary":"One of the oldest debates in the life insurance world is whether someone should purchase term insurance or permanent insurance.","date_modified":"2026-07-12T23:10:11Z"},{"id":"https://rubinfinancialgroup.com/blog/f/the-irs-has-released-the-2026-retirement-contribution-limits","html_content":"

The IRS has released the 2026 retirement contribution limits, and the numbers are worth reviewing before the new year. Employees in 401(k), 403(b), most 457 plans, and the federal Thrift Savings Plan can contribute up to...

","url":"https://rubinfinancialgroup.com/blog/f/the-irs-has-released-the-2026-retirement-contribution-limits","title":"The IRS has released the 2026 retirement contribution limits","summary":"The IRS has released the 2026 retirement contribution limits, and the numbers are worth reviewing before the new year. Employees in 401(k), 403(b), most 457 plans, and the federal Thrift Savings Plan can contribute up to...","date_modified":"2026-07-12T23:01:30Z"},{"id":"https://rubinfinancialgroup.com/blog/f/financial-literacy-is-a-life-skill","html_content":"

Financial literacy is not only about knowing financial terms. It is about having enough practical knowledge to make everyday money decisions with greater confidence.

","url":"https://rubinfinancialgroup.com/blog/f/financial-literacy-is-a-life-skill","title":"FINANCIAL LITERACY IS A LIFE SKILL","summary":"Financial literacy is not only about knowing financial terms. It is about having enough practical knowledge to make everyday money decisions with greater confidence.","date_modified":"2026-07-12T22:48:34Z"}]}